We work exclusively with highly credit worthy, well capitalized, toptier
borrowers. They are subject to indepth and extensive reviews, which continue throughout the life cycle of the relationship.
Our clients have the flexibility to remove borrowers at any time, in just one click, using their dashboard – enabling them to choose who they lend to, based on their own internal credit assessments.
All loans are over collateralized to at least
105% and, just like the underlying loan value, collateral is marked to market daily.
This means that in the unlikely event a borrower defaults and cannot return
securities, there’s enough collateral to liquidate and repurchase any loaned shares. Since the collateral account is in a designated underlying lenders name, they can dictate their collateral eligibility schedule based on their own risk appetite and asset concentration requirements.
Collateral is held and managed by one of the two world’s largest custodians through our tri-party arrangements.
Cash-collateral reinvestment is an optional secondary activity which introduces additional risk to securities lending. The obvious way to eliminate this risk is to use non-cash collateral.
When securities are on loan
under the contractual
arrangement the borrower
is liable for the
manufactured cash*
payments of income which
replaces any ordinary
dividend or coupon
entitlement due to the
underlying lender. Clients
also have the ability to block or recall securities on loan in advance of associated record dates.
*Cash payments in lieu of dividends may not qualify for the same tax treatment as “qualified dividends”. You should speak to an independent tax expert to understand the tax implication to you as a result of participating in a securities lending program.
Unlike programs that process files in batches, SLaaS accommodates intraday file consumption, operating in near real time across geographic regions and time zones. This way, we have a timely view on activity across our client portfolios meaning we have more time to act on any issues should they become apparent, and similarly have the ability to distribute recall notifications on confirmation of a sale on trade date meaning we seek to avoid associated settlement fines
and liabilities for our clients.
All investment opportunities present risk. The Sharegain SLaaS program has considered where these are present and developed a full end-to-end solution that appreciates the controls to manage them.
With securities lending, as with other investment activities, your capital may be at risk.
Sharegain Securities Inc. is registered with the U.S. Securities Exchange Commission and is a member of FINRA (CRD# 318555) and SIPC. Sharegain Ltd is registered in England and Wales (no. 09600298) and is authorized and regulated by the Financial Conduct Authority (no. 730395). Registered address: 77 Leadenhall Street, London EC3A 3DE. Information regarding Sharegain Securities Inc. may be found at brokercheck.finra.org. Any information published on this website is intended exclusively for institutional investors and financial intermediaries. By using this website, you understand that all material presented here is provided for informational purposes only and agree to our Terms and Conditions and Privacy Policy. Nothing in this communication should be construed as investment advice or an offer, recommendation, or solicitation to engage in a securities lending programme. All investing involves risk and past performance is not a guarantee or a reliable indicator of future results. You should seek independent financial and/or tax advice before making any investment decisions. For more information, please contact info@sharegain.com © 2026 Sharegain Ltd